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Length of Boat Loans Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score. Continue Reading

The what, why and how of credit scores! The what, why and how of credit scores, especially concerning boat loans: a person’s credit score (commonly known as FICO score) is a statistical analysis of a person’s credit file, which represents the creditworthiness of that person. A credit Continue Reading

Boat Loan Rates Boat loan rates: is it time to refinance your existing boat or sell your existing boat and take advantage of the low boat loan interest rate environment? This is a difficult decision since nobody really knows where interest rates will go over the next few years given t Continue Reading

Boat Loan Terms Boat loan term: we are frequently asked whether there is a correlation between the term of the boat loan (typically 15 or 20 years) and the actual expected life of the boat loan. There has been much research done on this subject by the National Marine Bankers Associati Continue Reading

Effective Interest Rate on Boat Loans Effective Interest Rate: Interest rates on boat loans are at historical lows and many customers with boat loans can deduct the interest they pay on their boat loans on their tax returns, effectively reducing the amount of actual out of pocket inte Continue Reading

Purchasing a new or used boat Purchasing a new or used boat: Acquiring a new boat should be a very special time for an avid boater, but unfortunately there are so many aspects which cause this experience to become overwhelming. We recommend customers take advantage of the voluminous i Continue Reading

How to improve the process of getting a boat loan, How to improve the process of getting a boat loan Be realistic: before deciding to purchase a boat, determine a realistic monthly payment that fits your budget. Remember, the cost of owning a boat is much higher than the monthly loan Continue Reading

Question and Answer Regarding Live Aboard Boats and RVs Below is a question that was asked by a potential client of boatloans.com This is regarding live aboard boats and information about financing them. Please feel free to contact us with any questions you may have regarding buying a Continue Reading

BoatLoans DotCom Donates 20000 to The boys and girls club of North Carolina Barta Tourney brings in small fish, big money on first day Mason Starling, 10, gives a flounder a fling Friday at the Barta Boys and Girls Club Billfish Tournament. (J.J. Smith photo) Posted: Saturday, July 21 Continue Reading