Boat Loan Calculator

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Boat Loan Example

Your rate will be determined by your loan amount, the value of the boat, and your creditworthiness, we would be happy to offer more specific rate information, . Example of a boat loan : A 20 year fixed-rate $100,000 loan. Based on an APR of 4.75%, this loan has 240 monthly payments of $646.22 each.

Qualifies As Second Home

    If your boat qualifies as a "second home“ there may be advantages to financing your boat purchase instead of paying cash or liquidating assets to do so. (1) 3/1 ARM fixed for 36 months and adjusts annually for the remaining term of the loan. Subject to loan program requirements and credit approval. Rates and terms may vary with market conditions and are subject to change without notice.

Boat loan terms

Boat loan terms generally run between 144 months (12 years) and 240 months (20 years). We will work to get you the best rate. Owning a boat is more affordable than one would think. In some instances, you can finance a brand new or used boat for around $250.00 a month, just like a monthly car payment but with longer terms.

Current Boat Loan Rates

Getting the Lowest Boat Loan Rates is easier than one can dream!
  • About Us

    “We work with one of the largest networks of quality lenders in the Marine Loans and Rv Loan industries to make sure that our customers are offered not only the most competitive boat loan rates, but also have the boat loan options they deserve in their financial packages”
  • Boat Loan Calculator

    Boat loan terms generally run between 144 months (12 years) and 240 months (20 years) Interest rates range from 4.74% – See the table below for loan rates: Calculate Loan Amount
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Our Boat Loan Specialists make Boat Financing & Refinancing fast and easy!

You will find our Boat Loan Rates are as low as they can come
Apply for Boat Loan Online!
Our Low rate boat loans available for qualified buyers!
Calculate monthly payments and apply online today!
Nowadays one would think that it is extremely hard to get the Best Boat Loan Interest Rates with good or bad credit! Some would ask ” How to get the Best Boat Loan Rates and Terms ?” Getting the Lowest Boat Loan Rates are easier than one can dream! Here at we are not only here to help we are here to Finance a Boat or lets refer to it from here forward as YOUR NEW BOAT! Boat Loan Approvals & Boat Finance in general is easier to obtain than you would think! Many Boat and yacht buyers do not realize that Boat loans are quite easy to obtain than many Marine Finance Companies lead you to believe! House Boat Loans or House Boat Financing honestly is rarely offered as the risk is higher for the Marine lenders. However nowadays with todays marine loans the banks do their diligence prior to issuing the boat loan approval. You must be saying wow this is going to take longer than ever to get an approval on a boat loan. Honestly that is not the case! We take the time to understand your situation before we even submit your application to the bank. Which cuts back on documents that are needed for a boat loan closing or approval. Most people who apply for a boat loan, yacht financing, marine loan or a yacht loan understand where their credit score and credit score is at to obtain a boat financing.